Loan Amounts

£10,000 - £5,000,000

Loan To Value

Generally 75% - 80%
Please enquire.

Interest Rates

From 0.99% / month
Please enquire

WP Fees

From 1% - 2% (Case Basis)

Loan Term

1 month - 36 months

Loan Pay out

Same day pay out possible if application received, if valuation to hand and legal documents signed. We will respond to all applications received upon the day of receipt.

Loan Purpose

Purchase of Property or other Assets
Land Acquisition
Re-Finance and Consolidation (whether in arrears or not)
Settling IVA / Bankruptcy
Expansion of a Business
Commercial Investment Property
Property Development
Short-term Funding Issues

Borrower Type

Sole Trader, Partnership, Limited Liability Partnerships and Limited Liability Companies (supported by personal guarantees of all directors if required)

Acceptable Security

First / Second / Third Legal Charge / Debenture (if borrower is a company), over
acceptable commercial property; where applicable additional security may be required. We will review each case on its individual merit.

Acceptable Tenure

Freehold and Long Leasehold Properties. Leaseholds must have a minimum of
55 years un-expired at the final maturity date of the mortgage.

Acceptable Criteria

Self-Certification of Income: usually acceptable.
Tenanted Property also accepted.
Maximum LTV of 75% of market value with special assumptions (to be specified).
Higher LTV'S available as exceptions.
CCJ's / Mortgage Arrears accepted. Please enquire.

Valuation

Bricks and Mortar Valuation on all properties will be required before completion
by a valuer approved by lender

Insurance

Buildings - Full Re-instatement Value as advised by the valuer.
Public Liability Insurance will be required in certain instances.